The Karen Millar Team


The Shops at Don Mills
8 Sampson Mews #201
Toronto, ON
M3C 0H5

416.443.0300
1.877.366.SOLD (7653)

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Signature Realty
IND. OWNED & OPERATED
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Monday, 2 July 2012

Toronto Outdoor Art Exhibition July 6



This looks fabulous! Toronto Outdoor Art Exhibition  Painting, drawing, photography, sculpture, ceramics, glass art, jewellery and more from 500+ artists plus artist talks. Fri 10:30 am-7:30 pm, Sat 10:30 am-7:30 pm, Sun 10:30 am-6 pm. Jul 6 to 8. Free. Nathan Phillips Square, 100 Queen W, at Bay

Enjoy!

Karen

Sunday, 1 July 2012

Wednesday, 27 June 2012

Canada Events



Here are just a few events that will be going on this Canada Day:
East York Canada Day Celebrations A motorcade, parade, entertainment and fireworks. 9:30 am-11 pm. Free. Stan Wadlow Park, 373 Cedarvale




Canada Day At Woodbine Park Performances by Ian Thomas, Carole Pope, the Carpet Frogs, Spoons and others, plus a fireworks display. Noon-11 pm. Free. Woodbine Park, Woodbine and Lake Shore






Canada Day Celebration Live performances by Saidah Baba Talibah, the Slakadeliqs, Justin Nozuka and others, plus a fireworks display. 5-11 pm. Free. Mel Lastman Square, 5100 Yonge






Canada Day Dinner Cruise Dinner and harbour cruise. 7:30 pm. $83, child $40. E side of Queens Quay Terminal, 207 Queens Quay W






Canada Day In High Park Musical performances, cultural presentations, family activities, a picnic and more. 11 am-1 pm. Free. High Park (picnic area SW of Bloor and High Park entrance)






Canada Day In Streetsville Candlelight parade, live music, dance, kids' activities, prizes, fireworks and more. 6-10 pm. Free. Main Street and Streetsville Memorial Park






Canada Day Jazz Festivities around the city!






Canada Day Sweet's Tour Stroll through Kensington Market and sweets sampling. 11:30 am. $30, child $10. 321 Spadina


Enjoy!

Karen


Monday, 25 June 2012

Changes to mortgage rules June 25


You may have already heard Finance Minister Jim Flaherty has made some changes to mortgage rules governing Insured Mortgages that will become effective July 9, 2012.

The changes include:

- Maximum Amortization will be reduced to 25 years from 30 years

- Maximum amount of equity that homeowners can take out of their homes will be reduced to 80% from 85%

- Government backed mortgags will be limited to homes with a Purchase price of less than $1 million

- Maximum gross debt service ratio will be fixed at 39 % and maximum total debt service will be fixed at 44%


I see these changes as a positive for our market and consumers as very few people realize the tremendous extra cost in extending your amortization those extra 5 years. As an example, on a $300,000 mortgage at 4% interest you save almost $12,000 in just 5 years! If you look at the full term of the mortgage it will save you approximately $40,000! Remember thats after tax earnings you need to pay for that difference! All that for a monthly payment difference of $150.00.

It is important that we understand the positives this brings to our economy as it truly helps everyone in the long run.

Karen

Friday, 22 June 2012

Dragon Boat Race Festival June 23



Why not pack a lunch and make a day trip with the family to Centre Island and see the DRAGON BOAT RACE FESTIVAL! Watch boat races and live entertainment, try international food and more! Free! This event is on June 23 & 24!

Enjoy!

Karen

Wednesday, 20 June 2012

Toronto Jazz Festival June 22



It's that time of year everyone! The TORONTO JAZZ FESTIVAL is here!! Enjoy performances by Ali Berkok, Lara Solnicki Trio, Mark Kieswetter, Ted Quinlan, Jim Vivian and many, many others. Various prices. Check out torontojazz.com.

Enjoy!

Karen

Monday, 18 June 2012

Learn about worms! June 21



ORGANIC MAGIC WITH WORMS Learn about worms and vermicomposting at 7 pm for Free at the Big Carrot, Room 212, 348 Danforth call for more info or visit their website 416-466-2129.

Enjoy!

Karen